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Comprehensive & Diverse Loan Options

Home Loan

At RITS Capital, we understand that owning a home is a significant milestone.

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Car Loan

When it comes to buying your dream car, RITS Capital offers car loans with features designed to make the process seamles

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Business Loan

For businesses looking to grow, RITS Capital offers business loans with features designed to fuel your expansion:

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Commercial Vehicle Loan

For businesses in need of commercial vehicles, RITS Capital offers loans with features designed to support your commercial transportation needs:

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Machine Loan

For businesses looking to invest in new machinery, RITS Capital offers machine loans with features designed to facilitate your machinery acquisition:

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Mortage Loan

Get your dream home with RITS Capital's mortgage loan—simple, competitive, and tailored to you.

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WHY CHOOSING US

Easy Process With Best Features

We aim to be the first choice for individuals and businesses seeking financial stability and growth.

Trusted Since 2018

Since 2018, RITS Capital has been a trusted partner for individuals and businesses seeking reliable financial solutions.

Wide Range of Loans

Whether you're looking for a car loan, business loan, or any form of financial assistance, RITS Capital offers a diverse range of loan options designed to meet your specific needs.

Affordable Rates

We provide affordable interest rates, ensuring you receive the best value for your money when you choose to borrow from us.

Adaptable Terms

Our loan terms are tailored to be adaptable, giving you the freedom to select repayment schedules that align with your financial needs.

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Calculation & Most Important T&C

Loan Calculations

For example, if you take a loan of Rs. 4.5 lakhs at the rate of 15.5% with repayment tenure of 3 years, your EMI will be Rs. 15,710. The total payable amount at the end of 3 years would be Rs. 5,65,553. Therefore, you are paying total interest amount to the tune of Rs 115,553. This, however, excludes other applicable charges which can be quantified as under:

Loan Processing Charge@2% = Rs.9000

Documentation charges = Rs. 500

Amortization Schedule charges = Rs. 200

In case of change of payment mode or swapping your Post Dated Cheques, additional charges are applicable. Also, depending upon the lender bank, prepayment options may or may not be available and the applicable charges may vary accordingly.

Most Important Terms and Conditions :

  • The Loan shall carry fixed rate of interest specified at the time of applying Loan.
  • The Loan amount shall be disbursed, after debiting processing fees, in Borrower’s digiSavings account only with the Bank on accepting the Personal Loan Terms of Agreement.
  • During the Free Look Period of two (2) days from date of Loan disbursement, the Borrower can cancel the Loan. Processing fees will not be refunded in case of cancellation.
  • EMI shall consist of principal and interest component. The Borrower authorises the Bank to debit EMI from Borrower’s digiSavings account on the specified EMI date.
  • Interest on the amount of the loan will be applied at the agreed rate on daily reducing balance.
  • If any EMI is not honoured, the Borrower will be liable for dishonour charges and penal interest.
  • The Borrower can foreclose the Loan or make pre-payments after payment of 12 EMIs with applicable charges

Loan and EMI Calculator

About RITS Capital

At RITS Capital, we are committed to unlocking financial empowerment as the foundation for a brighter future. Since 2018, we have been devoted to delivering comprehensive financial solutions that enable individuals and businesses to reach their goals with confidence.

Our Mission

Our mission is to be a dependable partner in our customers' financial journeys, providing innovative and reliable financial products and services. We aim to deliver lasting value to our customers, employees, and stakeholders while making a positive impact on the communities we serve.

Fullfill your dream now

Ready to move closer to your financial goals? Apply with RITS Capital today and enjoy a smooth and hassle-free borrowing process.


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